[malcra]

hi,

I'm not sure, but I thought I heard a discussion a couple of weeks ago that the ACU was considering working with an insurance company (Carole Nash?) to provide an insurance policy for trials bike, allowing them to get a tax disc, to compete in road trials.
This seems like a good idea, especially for those who may not have a bike insurance policy for road bike.

Is this being considered by the ACU ? A policy which covers the limited amount of use and distance travelled should be more cost effective than a general bike policy.

In my own case, both my road-registered bikes are classed as 'classics' (1978 and 1980) and in infact reduces the insurance for my modern KTM road bike, so therefore adding the trials bikes hasn't really been a problem, but i can imagine for some, younger riders, getting a trials bike insured is a little more difficult. When I had it, I did try to insure my 03 Beta on the same policy, for road use, and Carole Nash said they couldn't insure it.

interested in how other people insure their bikes for road trials and whether they think an ACU negiotiated policy would be a good idea ?

[bikespace]

For me it's all on price. If they make it cheaper than all the rest, the bells and whistles are hardly likely to be used, it's just to cover the bare legal requirement.

[rabie]

the ACU insurance people have been working upon this idea for some time

what we've talking bout here is insurance for being on the road while competing in an event, which insurance companies started to exclude form cover about 4 or 5 years ago. current the ACU over via their insurance company one/two day cover for about a fiver a day so you compete in events

what we have been looking for (for an annual policy to give you normal road insurance AND cover you for road trials) is some idea about how many people out there will such a policy, there is no statistics about how many people might take up such a policy. presumably we need to know how many trials have road work, how many LDTs there are and how many enduros have road work. because we don't have this data the ACU insurance guru (a road racer from my end of the world) has yet to be able to go out an negotiate a bulk deal with insurance companies

hope that answers your question

[scorpa3]

rabie, on Nov 24 2006, 08:56 PM, said:

the ACU insurance people have been working upon this idea for some time

what we've talking bout here is insurance for being on the road while competing in an event, which insurance companies started to exclude form cover about 4 or 5 years ago. current the ACU over via their insurance company one/two day cover for about a fiver a day so you compete in events

what we have been looking for (for an annual policy to give you normal road insurance AND cover you for road trials) is some idea about how many people out there will such a policy, there is no statistics about how many people might take up such a policy. presumably we need to know how many trials have road work, how many LDTs there are and how many enduros have road work. because we don't have this data the ACU insurance guru (a road racer from my end of the world) has yet to be able to go out an negotiate a bulk deal with insurance companies

hope that answers your question

I currently pay the £10 for the road insurance at each event. I do about five road trials per year.
The insurance does not cover me to ride in events.

The cost of my regular insurance is not an issue as I would still have this for the odd occasion I ride down the road on my trials bike and to cover it for theft.

If I could get an annual 'event only' insurance for say £50 it would be well worth taking it out as a suplement to my regular insurance.

For riders who do not have regular insurance on their trials bike, it would be a god send for them to tax their bikes and be legal in road trials.

[Andy M]

I can only speak for twinshock. I recently had a quote to insure my Seeley, I was shocked when I was quoted £76. Thats a classic quote from ebikeinsurance. At that price I would not need any special trials insurance. 1500 miles per annum tops. Cheap as chips.

[malcra]

in terms of the number of road trials, most of these are national trials, so 12 Classic, 8 Sammy Miller and the ? Novogar rounds, plus the national trials

most pre-65/twinshock riders who like road-trials may do between 4-20 events in a year (?)
for people riding modern bikes, the focus will be on the traditional national trials

my bike insurance for the trials bikes has a cheap premium, but having a policy that covers me on the road (i do use the bikes on the road locally) and for events would be very good.

[John Collins]

It is still the intention to try to be able to provide ACU members with an annual policy - which cocerd them on the road, enables them to tax bike etc.

One would think it should be easy - but unfortunately it is not - especially when you start to read the small print on the policies.

My own Insurance was keen enough to take my money - and assured me I would be covered when on the road part of a Trial - my policy states things a little differently.

The whole thing is on going and hopefully there will be an annual policy soon - as someone else has said however the price is a big hiccup as it needs to be competative