4 replies to this topic

[MartinM]

I'm trying to get my SWM on the road to have a crack at some of the Sammy Miller rounds.

It seems for older bikes, Carole Nash is generally regarded as about the best bet.

So, having tried to get a quote online and failed as "SWM" doesn't appear in their drop down menu, I decided to call them up.

Now, this is not the first time I have rung someone for an insurance quote in the last 47 years....but was certainly the only time that I have felt I was being tucked up before we even started.

The lead question was "How much was I expecting to pay"....and then a rather protracted reverse auction process began, with the guy eventually starting off with "The figure on my screen is £85, but how much would you want to pay ??".....when all I wanted was a sensible quote.

So, can anyone give me an idea of what they are paying for 3rd party fire and theft on a twinshocker, and is there any insurance company out there with a more straight forward approach to a very simple process.

Cheers

Martin

[B40RT]

CIA gave me an agreed value of £3K on my B40 TPFT £58.70 social, domestic & pleasure, milage restricted to 500 pa.

info@cia-insurance.co.uk or 0844 88 88 323

[Stickinthemud]

Hi

You might find this previous topic of interest - Clicky da link

[Woody]

When I tried to insure the Jumbo, I had the same problem in that Carole Nash didn't have it listed and couldn't do it. I never got as far as you did, even though I had 2 bike policies with them and 1 car policy.

As I had another long standing policy with Norwich Union through Swinton brokers I tried them. They were able to insure it but as it was added to my existing policy (which takes up to 4 bikes) there wasn't an actual premium for the Jumbo itself, it was just an add-on fee.

Going back to Carole Nash, the policy they operate for bikes also allows multiple bikes. Even though it is one policy, each bike has its own certificate and is insured seperately meaning that if they all get stolen they are all covered. The premium is generally based on the highest rated bike and other bikes are just subject to an add-on fee, similar to Norwich Union (except I don't think NU offer this anymore) Any bike prior to 1984 I think, is regarded as a classic and therefore has a cheaper premium. If memory serves I have 3 bikes on a classic premium which costs about £180 total fully comp for all three.

I've been with Carole Nash a few years and have never had a conversation like your though, although like most brokers, when the renewal premium comes around and they are supposed to have got you the cheapest deal, they always manage to find a cheaper one again when you phone to say you are moving your policy as you have found a cheaper one. Why don't they just sort you the cheapest deal in the first place as they know you're going to ask...

[Vinnied]

Woody, on Jul 9 2009, 10:26 PM, said:

£180 total fully comp for all three.

you dont no how lucky you are with that quote £180 210 euro

I have 2 bikes and 372 Euro £320 and i am with Carol Nash, some discrepancy



Vinnie

Edited by Vinnied, 14 July 2009 - 09:25 AM.