11 replies to this topic

[taff_d]

struggling to get the new bike insured, can anyone with the new Ossa tell me who they are insured with or anyone recommend me a company. I have tried all the usual suspect but no one lists the TR280i will probably need a specialist broker.

[b40rt]

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[b40rt]

Have you tried Carol Nash ?

[taff_d]

B40RT, on 10 February 2012 - 01:50 PM, said:

Have you tried Carol Nash ?

They wont insure it for on the road, they cover theft and off road for £199

[jordi]

Try these, http://www.msminsurance.co.uk/

Edited by jordi, 10 February 2012 - 02:21 PM.

[taff_d]

jordi, on 10 February 2012 - 02:20 PM, said:

Try these, http://www.msminsurance.co.uk/

MSM will insure it but it aint cheap, £220 third party fire and theft and for on road when competing.

[jordi]

Taff_d, on 10 February 2012 - 02:59 PM, said:

MSM will insure it but it aint cheap, £220 third party fire and theft and for on road when competing.

That would be about right, and your covered in a trial with roadwork. You did want to know who would insure it.

[totalshell]

including trials thats a reasonable price for something that cost you 5 grand..

[gasserguy]

I find MSM cheap for what you get as it costs almost £10.00 extra fees each trial if you don't have the correct insurance so multply that by the 15 or so road trials a year that i ride and it's peanuts.

[taff_d]

I got insurance for it through a specialist broker by using Bikesure @ £135 tpft, I paid for it in 1 go they insisted I bought a Thatcham approved chain and anchor costing £80, then 1 week in they started to ask to see the bikes MOT ? pictures of the front and rear lights, side picture of the bike and its Reg number. I supplied them with pictures of the lights and gave them the Reg number as soon as I had it, they then wanted a picture of a fitted number plate ? and insisted on seeing a MOT, I phoned up and said its a new bike so does not need a MOT full or day time for 3 years and I can't get a legal number plate till get the V5 from the DVLC, they said I had 1 week to comply or they would cancel the policy, I asked to speak to a supervisor about this and was put on hold for over 15min and I hung up sick of waiting. I went to try and get a number plate made with no luck but when I got home I had an email saying they where cancelling the insurance as it was not a road legal bike end of story. They are charging me for the 21 days cover and a £30 admin (they cancelled not me), I've also asked for my £80 back for the chain !! somehow I don't think I'll see that again

MSM are expensive because they don't take your no claims into consideration and the Ossa is so bloody expensive, I will be taking the policy out on Monday.

Edited by Taff_d, 10 February 2012 - 05:11 PM.

[baldilocks]

Last year it cost me £204 to insure a 250 sherco with msm. just insured my new 290 yesterday for £206. Ok they dont do no claims but most insurance has gone up by 10 to 20% this last 12 months

[turbo]

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[turbo]

how much do you think it should be ?

[caravan_monster]

It might be worth holding on to the thatcham approved chain if you want to insure against theft - I know MSM will require it for their TPFT policy.

So far as insurance goes, I regard it as the price you have to pay to get left alone (to some extent) by traffic police. Cover for theft and suchlike is incidental, and something of a lottery, as to whether you will actually be covered in the event of the worst happening. This is doubly so with trials and enduro bikes because they are so prone to theft and don't fit in very well with the legislation and insurers' rules concerning vehicles used on the road. I will no longer buy a bike or van that I can't afford to write off myself - it's not fair, but it's the way things are. We had an old trail bike stolen off the farm by some scrap collecting smack rats a few weeks back - it wasn't covered by the insurance, and although the police were told who had taken the bike, and where it was, by the time they got around to executing a warrant, it was long gone.

The MSM trials and enduro policy appears to be the best of what's available, and it's great to have an insurance broker who actually understands how the bikes they are selling insurance for will be used. As they are about the only firm around offering this niche service, market forces dictate that the policy price will not be that low.