8 replies to this topic

[johnnyboxer]

After reading about another spate of Trials bike thefts, how many people actually insure their bikes?

Not talking about roadgoing insurance, but insurance against theft from home/van/trial

I forgot to re-insure my 4RT for a week, earlier in April this year (Carole Nash forgot to send the reminder) and in hindsight I could have kicked myself

I use Carole Nash for a specific offroad bike policy to cover against theft/fire from home, which includes theft cover whilst travelling to and from a Trial or practise ground whilst in the Van or on a trailer

Costs me £128 per year for £3k's worth of cover - cheap 'piece of mind' in my book, less than a pair of Raptor footpegs

So do you insure yours and if not............. why not???

Edited by Johnnyboxer, 28 April 2012 - 03:37 PM.

[stecks]

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[stecks]

Quote

So do you insure yours and if not............. why not???

I don't have one yet, but when I do, I will...

[pete_scorpa3]

I keep mine insured, even when it is sorned (officially off road) but I have road/trail bikes that are insured anyway. The trials bike only costs and extra £30 on top, so it's a no-brainer.

Pete

[fabio]

keep my Montesa in my shed bolted to concrete base and chained to trailer plus alarm, can't insure it because insurance companies won't cover unless in brick garage. To be honest would rather save £128 per year, bike only worth £1200 ! Saved £500 over last four years!

[johnnyboxer]

fabio, on 28 April 2012 - 08:46 PM, said:

keep my Montesa in my shed bolted to concrete base and chained to trailer plus alarm, can't insure it because insurance companies won't cover unless in brick garage. To be honest would rather save £128 per year, bike only worth £1200 ! Saved £500 over last four years!

On a £1200 bike it would maybe be cheaper than £128

Ok if you can afford to lose a £1200 bike, but on a £3k bike for me it's a no-brainer and I would be mightily pee'd off to lose that amount, to a tea-leaf

[pete_scorpa3]

Johnnyboxer, on 28 April 2012 - 09:25 PM, said:

On a £1200 bike it would maybe be cheaper than £128

Ok if you can afford to lose a £1200 bike, but on a £3k bike for me it's a no-brainer and I would be mightily pee'd off to lose that amount, to a tea-leaf

Yes, on top of the kids bikes, the push bikes, the compressor, the jet washer and all my tools which aren't insured anyway, that would be a bit of a shocker!

[fatbastard]

fabio, on 28 April 2012 - 08:46 PM, said:

keep my Montesa in my shed bolted to concrete base and chained to trailer plus alarm, can't insure it because insurance companies won't cover unless in brick garage.

Compitition Car Insurance will insure you , I had 2 bikes worth 8 grand and was £230 to insure in a wooden shed with ground anchor etc. Both bikes not road registered.

[johnnyboxer]

Pete_Scorpa3, on 28 April 2012 - 09:59 PM, said:

Yes, on top of the kids bikes, the push bikes, the compressor, the jet washer and all my tools which aren't insured anyway, that would be a bit of a shocker!

House insurance?

[johnnyboxer]

fat*******, on 28 April 2012 - 10:46 PM, said:

Compitition Car Insurance will insure you , I had 2 bikes worth 8 grand and was £230 to insure in a wooden shed with ground anchor etc. Both bikes not road registered.

Good info for everyone, cheers :-)