6 replies to this topic

[smudger984]

Just got a new bike and my insurance company insured my old Gasser but now will not insure my new Beta.... tried other companies and some will, but the price has really gone up quoted £220 for 3rd party fire and theft, and this would also mean that I will need to pay out for some more security chains and locks etc....

Does anyone have any recommendations for a company that has not gone up loads that will insure a Beta?

Cheers.....

Edited by smudger984, 15 November 2011 - 04:26 PM.

[smudger984]

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[smudger984]

Gets even more annoying .. if I had a Gas Gas txt 250 third part fire and theft would be £61, but can not even get quotes off insurance companies for a Beta Evo, will not touch them, yet will insure a Rev 3 for the same money, in the online quotes I put value of rev3 as 4,500 and they would ensure it, yet not an evo .... arrhhhhhhhh !!!!!!!!!!!!

[chewy]

I was going to make a similar observation, but decided it would only be pi**ing in the wind as are so many of these grey /unexplained areas of trying to do the right thing regarding trials bike. Last time around I had a right pop at the broker guy about exactly your situation above..its to do with the make and model being "on the register" hence my query regarding homologation and a previous Question/rant about this. As you and I know there are specialist insurers available , however I would have thought it in the interest of our sport in general not least the manufacturers /inporters (not to dare mention govorning /representative bodies) to do all they can to facilitate trials both on and off road.

[djdenzil]

Heard it from a good source that the Beta Evo is not on the approved European list of off road bikes hence the issue of insurance.

MSM provides full cover, including and during road events for a reasonable £220.

Just changed from Beta back to Gas Gas but will be sticking with MSM as I am fully covered.

[smudger984]

I dont think I have much choice but to go with MSM, for £214, but just feel a little ripped off, and to be honest more mad that insurance companies once again make very little sense to me, I really feel the insurance company always has the upper hand and as I have now found out it is costing more to cancel my insurance than let it run its course as I have sold my gasser, when I told the insurance company that forget it I will just let the standing order finish off the years payments, they told me that now I had told them I have sold it it was against the law for me to carry on insuring it, sometimes I just really want to put my hand down that telephone line and strangle someone, as like I said the insurance comapinies always seem to have the upper hand....

[pete_scorpa3]

smudger984, on 15 November 2011 - 11:17 PM, said:

I dont think I have much choice but to go with MSM, for £214, but just feel a little ripped off, and to be honest more mad that insurance companies once again make very little sense to me, I really feel the insurance company always has the upper hand and as I have now found out it is costing more to cancel my insurance than let it run its course as I have sold my gasser, when I told the insurance company that forget it I will just let the standing order finish off the years payments, they told me that now I had told them I have sold it it was against the law for me to carry on insuring it, sometimes I just really want to put my hand down that telephone line and strangle someone, as like I said the insurance comapinies always seem to have the upper hand....

Three years ago I sold the 1000cc sports bike (not worth keeping for 600 miles a year.) I rang up to cancel the insurance on the big bike which was one of three I insured (road, enduro & trials) they said there was no refund and infact they needed a £25 admin fee to take it off my policy!
I must say I was not impressed and after a little discussion they did waive the fee.

[chewy]

Insurance brokers are at he forefront of modern culture (but not in front of civil servants, solicitors, managment consultants,better stop at that else I'll upset everybody!); they expect to live the good life and make damm sure of it by asking for "money for old rope".. we can only blame ourselves for letting them get away with it.