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Road registerd insurance and the ACU cover for RTA in events

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The last few years I have insured my road legal trials bikes with specialist insurance companies that provide cover during a competition on the road. Most std bike insurance exclude this.

With the ACU now providing insurance to cover the Road Traffic Act requirements as part of the entry fee is it necessary to go with the specialist firms or is standard road cover ok for TPF&T when not competing and for cover when going to a trial and when at home.

Difference is about £140 per year so worth considering.

Any thoughts or experiences

 

 

     

I've ditched the specialist insurance as renewal premium had doubled, used Hastings direct found them great, insured two 16 beta evos for £160.00 

One thing to be careful about if you read some of the small print that the policy becomes void when stolen if the bike has no lock or ignition key... 

 

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