Peter, that was hugely helpful! Thanks a million! I never would have "guessed" that solution. Here's a pic for the next poor ******* who has to tackle this problem.
The grey screwdrivers eventually worked. The red and green were too small. It helps to have the gearbox held rigidly (I lightly clamped it in a vise) when first moving the circlip. I had to progressively move the circlip along the shaft as more and more wiggle room became available. Eventually, everything just fell apart.
I tried the pallet knife shown between the circlip and the adjacent gear, but it was not helpful. I removed the circlip completely as I did not want it stretched while I wait for bearings to arrive.